Maintaining a strong credit history is something everyone needs to do. But understanding what may help build credit – and what could hurt it – is a bit less universal. What can make it even harder is a situation like a job loss or a medical emergency, which may cause you to fall behind on your bills and, as a result, damage your credit health. It can happen to the best of us, but the good news is that you and your credit can recover. These credit strengthening tips may help, whether you’re striving to get back on course or just want to keep a good track record going.