After working in the financial industry for 25 years, Cary Carbonaro was tired of seeing her girlfriends make the same money mistakes over and over again. “One of my dear friends is terrible with money… Now she’s in her 40s, and not having financial literacy has hurt her.” So Carbonaro, a financial planner, decided to write a book, “The Money Queen’s Guide: For Women Who Want to Build Wealth and Banish Fear,” that will be released this month.