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Cary Carbonaro

Cary Carbonaro

For Women Who Want to Build Wealth and Banish Fear

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Why Women Should Think Twice Before Claiming Social Security

October 13, 2026 · In: TV

PIX11 News | October 9, 2026

Cary Carbonaro joined PIX11 to explain why the decision of when to claim Social Security matters so much for women. It can’t be undone, and it sets your guaranteed income for life. Claiming at 62 cuts your benefit by about 30% compared with full retirement age, and more women than men claim that early. Because women tend to live longer, Cary encourages them to ask how to get the most income over a lifetime, not how soon they can collect. Waiting from full retirement age to 70 increases your benefit by 8% a year. Widows can start survivor benefits as early as 60, let their own benefit grow, and switch to it at 70.

The takeaway: Don’t take this decision lightly. Plan for a long life, and talk with a professional before you claim.

By: Cary Carbonaro · In: TV

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Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks. This website is for informational purposes only and is not intended to be utilized for investment advisory business. Nothing contained in this website should be considered an investment recommendation or advice. Cary Carbonaro’s activities as a speaker, author, and consultant are separate and distinct from her activities as an Investment Advisor Representative registered with Ashton Thomas Private Wealth.

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